Terms of Service & Risk Disclosure

Our promise: Transparency over legal jargon.

Welmora is an educational financial planning tool. We provide calculators, projections, and insights to help you understand your money better. But we are NOT a financial advisor, broker, or wealth management firm.

The Key Points

• Educational Tool: Welmora is a calculator, not a licensed financial advisor. All outputs are for learning purposes only.
• No Investment Advice: We do not recommend specific stocks, funds, or portfolios. Our role is to show you the math, not tell you what to buy.
• Market Risk: Investments carry risk. Past performance ≠ future results. You could lose money. Always consult a certified financial planner before making decisions.
• Accuracy Disclaimer: We strive for accuracy, but calculations may contain errors. Verify assumptions with a professional.
• Your Responsibility: You are solely responsible for your financial decisions. We provide the tools, you make the calls.